Unless the vehicle was stolen insurance coverage goes with the vehicle. So if a car was loaned to a juvenile whether he had his driver’s license or not there would be insurance coverage for any injuries or damages caused by the minor’s negligent operation of a motor vehicle. So in the case summarized below there should be insurance coverage.
October 17, 2020
NEW HAVEN BARRACKS / MOTOR VEHICLE CRASH
STATE OF VERMONT
DEPARTMENT OF PUBLIC SAFETY
VERMONT STATE POLICE
NEWS RELEASE
MOTOR VEHICLE CRASH
CASE#: 20B502716
RANK/TROOPER FULL NAME: Trooper Christopher Hein
STATION: New Haven Barracks
CONTACT#: 802-388-4919
DATE/TIME: October 17, 2020, at 0518 hours
STREET: VT Route 30
TOWN: Cornwall
LANDMARK AND/OR CROSS STREETS: Parkhill Road
WEATHER: Cloudy, light rain
ROAD CONDITIONS: Wet blacktop surface
VEHICLE #1
OPERATOR: Juvenile 1
AGE:
SEAT BELT? N
CITY, STATE OF RESIDENCE:
VEHICLE YEAR: 2007
VEHICLE MAKE: Toyota
VEHICLE MODEL: Corolla
DAMAGE TO VEHICLE #1: Totaled
INJURIES: Broken right hip and knee
HOSPITAL: The University of Vermont Porter Medical Center
VEHICLE #2
OPERATOR: Patrick Burke
AGE: 21
SEAT BELT? Y
CITY, STATE OF RESIDENCE: Fair Haven, VT
VEHICLE YEAR: 2010
VEHICLE MAKE: Nissan
VEHICLE MODEL: Altima
DAMAGE TO VEHICLE #2: Extensive frond-end contact damage
INJURIES: Suspected minor injuries
HOSPITAL: The University of Vermont Porter Medical Center
SUMMARY OF CRASH: On October 17, 2020, at approximately 0518 hours, Troopers with the Vermont State Police were dispatched to a reported two-car head-on collision on VT Route 30 in the Town of Cornwall. Preliminary investigation indicates Juvenile 1 was traveling south on VT Route 30 at an unknown speed. Juvenile 1 traveled left of center into the opposing lane of travel. At approximately the same time, Patrick Burke (21) was traveling north at a speed believed to be approximately 50 MPH. Burke recognized the hazard of an approaching vehicle and attempted to avoid a collision, but was unable to do so. The vehicle driven by Burke came to rest just off the southbound shoulder of roadway. The vehicle driven by Juvenile 1 came to rest east of the roadway. Driver fatigue appears to be a contributing factor in this motor vehicle crash.
Both operators were transported to the University of Vermont Porter Medical Center. VT Route 30 was closed for several hours as a result of this motor vehicle crash. The Vermont State Police were assisted on scene by members of the Cornwall Fire Department and Middlebury Rescue. Anyone who witnessed this crash is encouraged to contact the State Police.
Trooper Christopher Hein
New Haven Barracks, B Troop
Vermont State Police
802-388-4919 x2768
Christopher.hein@vermont.gov
at 10/17/2020 04:18:00 PM
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